I decided to try and tackle the credit card debt, which embarassingly is quite high.I've never done a balance transfer before so its all quite scary. I also never thought i would be to have any kind of credit rating to apply for another credit card.
So i decided to go on the mse site and see whats deals they are at the moment.
I ended up applying for a tesco credit card, felt so nervous applying for it, i was waiting for the dreaded "rejected" letter to pop up. Instead it said you have been accepted. I was so shocked, just hoping it doesn't get rejected over the next few days.
Still if all goes well i'll have tranferred £1280.58 to the tesco card, with 22 months interest free balance, the balance transfer fee will be £37.10. So hopefully this time next year i will have at least paid half the balance off.
I also did a daft thing and got tempted by amazon's credit card. I know silly, i would never have applied but i thought why not, it worked with tesco. So i ended up buying a christmas present for my eldest, and if applied and got granted the credit card you £5 off any item.
Its actually turned out quite well, the bill for a new game and a new book for moi was £46.86 in total. I ended up paying a whopping £6.86 instead!
£5 amazon cc voucher
£35 of amazon vouchers
both of the items are free delivery as well yay!
Hopefully its cards cutting up time.
So take the plunge and see what you can do!
take care
kez x
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